How risky is your wallet’s yield?
Paste an EVM address, ENS name or Solana address. We read its public balances on 16 EVM chains and Solana, match every yield position to the latest daily screen and show what needs attention.
- No connection, no signature. We read public on-chain balances only.
- Free: 10 checks an hour.
How it works
Three steps, about ten seconds
01
Paste an address
An EVM address (0x…), an ENS name or a Solana address. There is nothing to connect, sign or approve.
02
We read public balances
On Ethereum, Base, Arbitrum, OP Mainnet, Polygon, 11 more EVM chains and Solana, we look for lending deposits, liquid staking, vault shares and savings tokens, plus Aave and Spark loans, Morpho markets, Uniswap v3 liquidity and Pendle fixed-rate positions.
03
We match them to the screen
Each position takes its instrument’s risk score, exit check and verdict from the latest daily screen; loans are read by their health factor. The wallet score is the value-weighted average of the screened positions.
What we check
Eight things that deserve a second look
Every result lists what needs attention first, most serious first.
Failed the screen
Positions in instruments removed by a hard rule: a recent or large hack, blocked withdrawals, measured APY under half of the advertised rate, and the other rules.
High risk
Positions whose instrument scores under 60 out of 100 on the published risk score.
Slow exits
Withdrawals that go through a queue, or that only partly cleared in the simulated withdrawal.
Loans near liquidation
Aave, Spark and Morpho loans with a health factor under 1.5, and critical under 1.15.
Positions to roll or rebalance
Pendle fixed-rate positions that have matured or mature within 7 days, and Uniswap v3 liquidity out of its price range, earning no fees.
Incentive-dependent yield
Rates paid mostly in incentive tokens, which can stop or lose value.
Concentration
More than half of the wallet in one protocol or on one chain.
Idle assets
Stablecoins, ETH and other tokens sitting in the wallet, not earning, with screened options to compare.
Not covered yet
Tokens staked in another contract (gauges, restaking), liquidity on venues other than Uniswap v3, perpetuals and options, and chains outside the EVM chains we list and Solana. Liquidity positions are listed but not screened: they carry impermanent-loss exposure. Values are estimates.
Privacy
Read-only, with nothing to sign
- No wallet connection, no signature, no transaction. We never ask for keys or seed phrases.
- We read public on-chain balances for the address you paste. The result is kept for 10 minutes so a repeat check is instant.
- Checks are not linked to you: no account is needed, and the address is not sent to our analytics.
- Watched wallets are stored with your account only when you add them, and you can remove them any time.
- The address is in the page link so you can share the result. Share it only with people you would show the wallet to.
FAQ
Questions about the wallet check
Do I need to connect my wallet?
No. Paste the address. We read public on-chain balances only: there is nothing to sign, and we cannot move funds.
How are positions valued?
From the wallet’s share of each instrument’s deposits: the receipt-token balance divided by the token’s total supply, times the instrument’s TVL in the daily screen. Loans show their net value, what is supplied minus what is borrowed, from the protocol’s own figures. Values are estimates and can differ slightly from the protocol’s own app.
What is the wallet score?
The value-weighted average of the risk score of each screened position (0–100, higher is safer). Positions in instruments that failed the screen count as 0. Loans are read by their health factor and liquidity positions are not screened, so neither counts in the score. Low is 80 or above, Medium 60–79, High under 60.
Which chains and positions are covered?
Ethereum, Base, Arbitrum, OP Mainnet, Polygon, BSC, Avalanche and other EVM chains where we track instruments, plus Solana; every result lists the chains it read. Lending deposits, liquid staking, vault shares and savings tokens held by the address; Aave V3 and Spark loans with their health factor; Morpho markets; Uniswap v3 liquidity; and Pendle PT, YT and LP positions. Tokens staked in another contract are not covered yet. Every result also lists the rest of the wallet: tokens that aren’t earning, tokens that look yield-bearing but are outside our screen, and small balances.
How fresh is the data?
Balances are read when you run the check and kept for 10 minutes. Risk scores and verdicts come from the latest daily screen, and every result shows its date.
Can you watch a wallet for me?
Yes, with Premium. Add up to 10 wallets: each one is re-checked after every morning screen, and you get one email that day if a position fails a rule, its exit slows down, its score drops, a loan nears liquidation or a fixed-rate position matures. You can switch alerts off for each wallet.
Is this financial advice?
No. It is research from a published, rule-based screen. You decide what to do with your positions. Instruments shown for comparison are context, not recommendations.
Premium
The screen behind the check, every morning
Premium is the daily report with the top stablecoin, BTC, ETH and XRP yields, the full Explorer with every pool we screened and why the rest were removed, and up to 10 watched wallets re-checked every morning, with email alerts.
$29/month or $290/year. Cancel anytime.